Friday, November 21, 2008

Collision Repair Experts

Bringing back the vehicle to the pre-accident condition needs expertise particularly if the vehicle is badly damaged. Autobodybuenapark.com offers list of auto body shops buena park that are experts in collision repairs with over 10 years of experience. The network of collision repair shops adheres to strict quality and service guidelines. It stipulates strict quality and service guidelines for the workshops to follow. If the auto body repair shops fail to conform to the guidelines, they will be removed from the list. They are short-listed based on the specific standards such as written lifetime warranty, customer satisfaction follow-up system, minimum 95% customer satisfaction, minimum facility requirement CIC Shop Class A and Dun & Bradstreet verified.

Saturday, October 11, 2008

Health Care Managment

Treating a disease is not sufficient. People expect something more. They are interested in knowing how to prevent a disease, what precautions are to be taken, what screening to be done for certain diseases, the physicians and the hospitlals where treatment is economical and good etc. To satisfy the growing demands, Health Management Organizations are established and run on a professional basis.

Tuesday, October 7, 2008

Lap Band Surgery

People are health conscious nowadays and also care much for their physical appearance. Obesity leads to various health related problems. Weight reduction methods or treatments taken by you might have helped to some extent. For best results, lap band surgery from JourneyLite is the only best alternative for weight loss. LAGB is the only weight loss surgery available in United States which is completely adjustable and reversible. is a weight loss guide. Based on your body condition, they will decide whether LAGB is necessary and suggest an experienced Lap Band Surgeon to perform the much safest, well proven weight loss surgery.

Tuesday, September 9, 2008

Insurance - Basic concept

Insurance serves different purposes. If something untoward happens suddenly, there should be some protection for the loss. Insurers come to the rescue of the insureds. Since they have undertaken to compensate the loss suffered if any due to the operation of an insured peril. The insured is put in the same finance position as he was before the loss.

Insurance security

Can your family afford to lose your income during pregnancy? Multiple options are there to protect the income during pregnancy from a long term or short term disability. By staying at home, one can earn money. It is very simple. You can write reviews and strengthen your financial position since you get paid for your acceptable standard reviews. In fact, you may be earning much more by blogging than working in an organisation. Most of the organisations prohibit blogging since it affect their work and spoil the work environment. A little bit of planning before pregnancy helps the moms to over the financial strain. Once you become pregnant and stay home during the advanced stages of pregnancy, you cannot move around to do the job. Missing work during and after pregnancy has become a common occurrence. According to a 2002 study, 29% of short term disabilities (180 days or less) and 12% of long-term disabilities are due to pregnancy. This is a good information that mother's should know. Income Insurance during Pregnancy helps to ensure you don't lose your income if you are unable to perform your work before and after the delivery. Don't let such a joyous occasion cause a financial burden to you and your family. Don't wait until you're already pregnant to inquire about disability insurance.

The press release:
Press Release:

Missing work during and after pregnancy has become a common occurrence. According to a 2002 study, 29% of short term disabilities (180 days or less) and 12% of long-term disabilities are due to pregnancy. Maternity disability can turn what is otherwise a happy occasion into a financially harrowing experience when the mother is left unable to work for months before and/or after delivery. Disability Income insurance can be the answer to the unknown risk to a household’s cash flow due to pregnancy.

Many larger companies offer paid maternity leave to employees whereby the employee is granted full pay for a period of time (generally 3 months) while out of work with the newborn. Any complications that cause the employee to miss work before delivery or beyond the maternity leave period after delivery result in a loss of income for days or even months.

Individual short term disability insurance can provide up to 70% of regular income when you’re not able to work due to illness or injury for 3-6 months. Long-term disability insurance takes over after the short-term benefits period has passed and can provide income protection for up to five years or longer.

Mothers-to-be often rely on the group disability insurance offered by their employer. Group disability usually covers up to 60% of regular income. However, all benefits received from such a policy are taxed as regular income, lowering take home dollars to roughly 42% of regular income. Group policies are also commonly riddled with exceptions and limitations that further reduce or eliminate benefits altogether.

Mothers-to-be with group disability insurance can very affordably plug the holes in their policy with a supplemental disability insurance policy. Supplemental coverage can extend income protection to 100% of pre-disability cash flow and benefits paid from the supplemental policy are not taxed as income.
The key to protecting a future mother’s income during pregnancy is to get disability insurance, be it individual or supplemental, before becoming pregnant. Once pregnant, the eligibility for additional disability insurance evaporates.

Future moms have several options to protect their income from a long-term or short-term pregnancy disability. Without this coverage, families take the risk of losing a good portion of their income for months, if not longer. Whether you participate in a group plan at work or not, maternity disability can be planned for in an affordable manner to help ensure a truly safe pregnancy where your family’s quality of life remains unaffected.

Please visit the site http://www.disability-insurance-update.com/pregnancy-disability-insurance.html with any questions or to find further information regarding the protection of your income during and after pregnancy.


Friday, August 15, 2008

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Thursday, August 14, 2008

Computer and internet

The usage of computers and internet made the world very small. Every piece of information is available in the internet and we are able to stay in touch with our friends though they are thousands of miles away. Communication has become easier and so also shopping. Online shopping gives lot of opportunities to select a suitable product at a best price.

Friendship

A true friend is one who will help without any hesitation and without any expectation. Expectations lead to frustrations if expectation is not fulfilled and frustrations leads to anger and anger leads to blood pressure, heart problem etc. If we have a true friend, then the sailing will be smoother

Pencil

The usage of pencil in the childhood was really enjoyable. However, over a period of time, even in the schools, students have started using pens. The pencil sacrifices itself and allows us to write. With its usage it becomes very small and becomes useless. We can learn a lesson from pencil. We have to do lot of sacrifice without expecting anything in return.

Global Warming

The increase in the rate of population growth results in requirement of more dwelling places. Consequently, the agricultural lands are converted into residential plots and houses are constructed. Further the usage of plastics and the effects in burning results in making the ozone layer hole bigger that results in global warming. Growing more trees and discontinuance of the usage of plastics will be the immediate panacea

Laptop Servicing

Using a laptop is very convenient, but it has to be handled with care. Accidental drop can result in a very serious damage to the system. The keyboard and the mouse are very flimsy. The cost of replacing the damaged part and the labor cost is quite expensive. I had a bitter experience in getting the laptop repaired, but of no avail, ultimately, I had to sell of my laptop

Meditation

Meditation is one way of forgetting ourselves. This is also a form of conscious sleeping. Meditation cures lot of diseases like blood pressure, heart related problems etc. It cools down the mind and we will be in a position to think well. In a confused state of mind, we make take wrong decisions, but after medication, when the mind is calm, decisions will be correct

Wednesday, August 13, 2008

Meditation

Meditation can be defined in many ways, the simple meaning is "absence of concentration". The senses keep on sending messages to the mind, and the mind keeps on analyzing the same. The continuous thinking makes the mind tired. By doing meditation, we go to state of conscious sleeping. The mind calms down and after meditation for 15 minutes, we feel refreshed. The best way to start is with the help of a teacher

Saturday, July 26, 2008

Rule of life

The basic working rule to succeed is that we have to start developing and practicing the factors such as realization of yourself, working towards your goal, etc. A well planned time table should be prepared and the progress that we make should be step by step. We have to understand and ensure that we do not come back to the older steps at any stage. We must see to that we don't step down the ladder because of careless mistakes that we do. You should evaluate your strengths and weaknesses before you start any work. The self assessment is a key factor. So keep that in mind and work towards your goal.

Wednesday, July 23, 2008

A glance on Indian Music

One of the most spectacular features of India's complex and rich musical tradition is the evolution of a wide range of musical instruments of various kinds- percussion instruments, wind and string instruments- except the keyboard type of instruments. The experiment which must have begun in hoary mists or antiquity, has over the millennium yielded a rich harvest, which is in itself a tribute to the Indian classical music sculptures and paintings on temple walls depicting instruments in use in various periods of history.

Monday, July 21, 2008

Accept the moment

What is Happiness?

Happiness is a state of mind. Then we have to condition the mind to be happy always. I would like to share some of my views to condition the mind.

Accept the moment as it is. Whatever is happening around you, you can't change it and whatever has happened, has already happened, again, you can't change it. Then why to break our head about what has already happened? Look at the issue, not the persons. For any issue, there will be a solution. When the mind is calm, we can think. When the mind is disturbed, we lose the sense of balance and of course, decisions taken at that time, may not be the right one.

I will give an example. When the mother is lighting the "sacred lamp", the child unknowing switched on the fan. The light went off. What the mother has to understand is that the light has already gone off and the fan is "on". She can put off the fan and light the lamp again. She cannot undo of what had already happened. What normally happens is, the mother will shout at the child, sometimes beat also, and then carry on the act with tension in her mind. By this act, what is achieved is "tension" only. By a conscious approach, this can be avoided and the child also will not be upset.

Wednesday, July 16, 2008

How to be happy (7,8,9 &10)

7.Avoid Gossiping: Talking about others in their absence will not bring any desired result. If we are seriously concerned with the issue, we should talk to the person concerned. Gossiping is accepting garbage. By taking garbage, our mind gets corrupted. We don’t store or accept rotten things in our house. We are very conscious about it; similarly, we should not entertain gossips. Let us accept after asking 3 questions.

Has the person who narrated seen the incident?

    1. Is he sure?
    2. Is it useful to me?

If all the above are in the affirmative, then it is worth retaining such a message.

8.Cleanliness: Cleanliness is very important. Wearing a dirty shirt, which stinks, will make you mentally sick, then how can you be happy? Even if we cannot keep ourselves physically clean, then how to keep our mind clean. Keeping the environment clean is essential for happiness. We should not wait for someone to start. The initiative shall be from our side.

9.Stop Complaining: When we are not able to accept what is happening around, we start complaining. We have two options. Either we should be in a position to change it or accept the fact that it cannot be changed. By just complaining, nothing is achieved.

10.Don’t thrust your views on others: Everybody is entitled to have their own views on issues. There is nothing like right decision or wrong decision. What is right today may not be right tomorrow. Decisions are based on time, place, situation, knowledge and experience. Everybody is right in his or her own way.

Sunday, July 13, 2008

Shed your ego

Shedding EGO. It is very easy to say, but there should be constant endeavor to practice it. What is EGO? It is a state where someone claims that he is superior to others since he has something more than what others have, it can be money,house, experience, knowledge, qualification, designation, beauty, vehicle etc. To shed ego, is not to give up physically, what one has. If one realizes that whatever he possesses is for a particular purpose. The inner feeling that the vehicle is for commuting from one place to another, the house is staying, the qualification and experience is for carrying out work nicely, is strongly registered, the individual may not have the superiority complex. He need not physically disown the things he has, he has to mentally disown the things and feel the purpose of such things.

Wednesday, July 9, 2008

Part 2-Dar

Part 2. South Indian expatriates numbering over 1000 are working in Dar es Salaam. People from various walks of life are employed in different sectors like Banking, Insurance, Software, Hardware, Softdrink manufacturing units, Car dealers and some are in business.


Tamil Sangam was formed over a decade back by Tamil community and cultural events on different occasions like Diwali, New Year, Pongal, Tamil New year are conducted every year. The elected members headed by the Chairman organizes such events.

Similarly, Tarangini for Telugu community, Cauvery for Kannadikas, Kalamandalam for Malayalees are functioning effectively.

Whenever, Diwali is celebrated, we have to exercise caution in bursting crackers since bursting of crackers is allowed only after obtaining permission from the local authorities.

People from South India can enter the country without any fear or hesitation since the community service is very good and the ex pats will take care as their family members.

Monday, July 7, 2008

Part 1-Dar

Dar- es-Salaam Experience

Part-I:
Tanzania, one of the East African countries is a beautiful and a fertile land. The language spoken is Kiswahili. The Tanzanians are very friendly and very courteous. They respect people. There are various places to be visited in Tanzania. Though the capital of the country is Dodoma, all the activities are centered on Dar- es- Salaam, since there is a natural port in Dar- es- Salaam.

We get fresh cow's milk, no buffaloes are found in Tanzania. The daily consumption of milk is very low; of course people love to drink "Beer". You can't see people lying on the road or making nuisance after drinks. Every roadside corner will have a pub where "drinks" are freely available.

The total population is around 35 million out of which around 50,000 will be of Asian origin, the rest of them follow either Christianity or Islam.

I will continue with more details in due course.

Wednesday, July 2, 2008

How to be happy (5 &6)

5.Remember Good things: We should always remember and recollect good events that had taken place in our life. The tendency is to forget the good events and remember the sad events in our life. We might have had so many events or situations where we might have been extremely happy, the time what we had spent in our school days, college days, time spent with the family on a trip, or buying a new car etc. If we recollect the days of sad events, we will continue to be sad. By brooding over such events, what are going to achieve? Nothing. We have to remember whether it is worth remembering such events. Definitely not.

6.Don’t carry problems too long. No doubt every one of us will have problems. We have to analyze the problem, find a suitable solution and take steps to reach the solution. If we keep remembering the problems and all the problems will get accumulated. When the mind is with problems, no proper or a logical solution can be found out. When there is no movement in the water, the things at the bottom shall be seen. Like that, when the mind is free from problems, the solutions can be seen easily. Don’t carry problems for a long time. Holding a glass of water for a short duration will not be painful. However, if we are asked to hold for a long time, it will be certainly painful.

Tuesday, July 1, 2008

Experience

The Tamil Sangam at Dar es Salaam was formed over a decade ago. The main objective of the Tamil Sangam is to take care of the interests of the Tamil Community by ensuring the Culture and Traditions are followed in Dar es Salaam also.

All the festivals like Pongal, Tamil New Year, Republic Day, Children day, Independence Day, Navarathiri, and Deepavali are celebrated in a grand manner. Though we are away, still we don’t miss out any such festival celebration.

Similarly, every year, Sriramanavami is celebrated in a grand manner. It is a 9 days programme. Valmiki Sundarakanda Parayanam is recited and on the last day, Maha Prasadham is distributed. Devotees bring prasadam for distribution.

Sunday, June 29, 2008

Advertisements

The Products and their success mostly depend on advertisements. Though the Television, Radio, Internet and other media plays a predominant role, the usefulness of the newspapers, as one of the medias cannot be undermined. There are various remote villages where the electronic media cannot be reached. Electronic media is quite expensive and meant for global markets.

The life of a daily newspaper is very short, just a day only. The advertisers should give ads in such a way; it catches the immediate attention of the readers. This provides lot of job opportunities for the designers. The advertisement rate depends on the number of copies sold.

Saturday, June 28, 2008

How to be happy (3 & 4)

3.Be Selfish: If you want to be happy, be selfish. If happiness is our ultimate goal, we should be selfish. People doing social service are also selfish. You will be wondering, how can it be? They derive more pleasure in doing social service and thereby they are selfish. If they don’t derive happiness, they will not do.

We have a cup of coffee. If by drinking it, you can be happy, drink it. If sharing with others is likely to give more happiness, share it. If giving it to our loved ones gives more happiness, we will give it. Ultimately, you will notice that happiness is the Goal.

4.Accept changes: Changes are inevitable. Nothing is permanent. If we accept changes as part of our life, happiness continues. If we resist to changes, it is bound to cause displeasure. If there is a sudden change in the weather conditions from a sunny day to a rainy day, there is no point in cursing the changes. We have to accept the fact that nothing is in our hands. We have to adapt ourselves to the changing environment. Instead of grumbling, we can take an umbrella or raincoat and continue our work for continued happiness. We have no say on certain things, but we can say, I would like to continue my happiness.

Thursday, June 26, 2008

A powerful media

Newspaper is one of the most powerful media. The Government rules and regulations concerning road traffic, conducting processions, meetings, and demonstrations are all published in this powerful media.

The misdeeds of the politicians are well brought out by the investigating agencies and are published in newspapers. This acts as a checkpoint for the ruling party leaders. Any wrong or controversial decision taken by the ruling party is brought to the knowledge of the public, which makes them to decide whether to elect the party to power, or not. Similarly, the names of the culprits who indulge in various malpractices are brought to limelight.

Wednesday, June 25, 2008

How to be happy (2)

2. Whatever thing happens, it happens for the good. We should have to frame of mind to accept that whatever thing happens, it happens for the good. It does not mean that we should stop taking efforts. Taking efforts is in our hands, but the result is not.

A King went for hunting with his Minister and soldiers. The King got his finger hurt. Immediately the minister said, “All for the good”. The King got annoyed and put the minister in Jail. The King continued hunting. Suddenly, a tribal group appeared before the King and took him to their Priest. The King was about to be offered to the God. The Priest started examining the body before offering. He noticed that the finger of the King is “Injured”. He doesn’t want to offer defective Feast to the God. The priest ordered release of the King. The King escaped from death. He then recollected what the Minister told when he got his finger injured. He came back and released the Minister and apologized for his mistake. The Minister said, it is also “for the good”, since if he had continued with the King, he might have been offered as “Feast” to the God since he has no defects in the body.

Tuesday, June 24, 2008

NEWSPAPER AND ITS USES

Newspaper is a vital contact between the world and us. We come to know of things happening around us through newspaper. The habit of reading newspaper brings lot of benefits.
  1. Current Affairs: We come to know of the current political situation in the country.
  2. Sports News
  3. Introduction of new products through advertisements.
  4. Important places to be visited
  5. Matrimonial advertisements helps to find a suitable partner
  6. Improves language skills
  7. Improves communication skills.
  8. Identify the individuals by seeing the photographs.
  9. Gives confidence to the readers
  10. General knowledge
  11. Things to do and not to do
  12. Health tips

It is interesting to note that in addition to the benefits to the readers, it can be used for various other purposes.

  1. Cleaning the place
  2. Used as a blotting paper
  3. Hiding from others
  4. To protect from hot sun
  5. To blow air
  6. Packing

Saturday, June 21, 2008

How to be happy (1)

How to be happy always:

  1. Do your duties without any expectations: Everyone is bound by their own duties. As parent to our children, as children to our parents, as employee to employer, as husband/wife to our spouse, we have different roles to play.

In playing our roles, we should perform with interest and of course without any expectation. It is our duty to educate the children. We should not expect them to take care of us. Though it may be difficult to practice, for a happy life, we should know how to lead the life without any expectation.

If we are able to follow this rule, happiness is assured.